THE CHALLENGE
Small Merchants Run on Everyday Devices — and Those Devices Create Risk
Many small and mid-sized merchants do not have dedicated IT teams, but still rely on connected devices and systems to keep their businesses running.
When those systems are not properly protected or maintained, merchants may face:
MERCHANTS MAY FACE
Unpatched vulnerabilities
Malware or suspicious activity
Limited visibility into endpoint risk
Operational disruption
FOR PAYMENT PROVIDERS
For payment providers, this creates an opportunity to deliver practical protection merchants may not have the resources to manage on their own.
THE SOLUTION
A Merchant Security Offering Built for Payment Providers
Aperia Compliance helps payment providers offer endpoint and patch management as part of a broader merchant protection program.
Instead of asking merchants to manage device security alone, you can offer a structured service that supports the systems they rely on every day without adding operational burden to your internal teams.
With Aperia Compliance, you can:
Extend protection beyond PCI validation
Help merchants reduce exposure from unpatched systems
Offer ongoing endpoint visibility and maintenance
Create a revenue-generating value-added service
Strengthen merchant trust and retention
Give merchants another reason to see you as a partner, not just a provider
100+
PARTNERS SUPPORTED
1.6M+
MERCHANTS ACROSS PARTNER PORTFOLIOS
Value-added services beyond PCI
SOLUTION COMPONENTS
What This Solution Can Include
Turn Day-to-Day Security Into a Value-Added Merchant Offering
Merchant Operations & Security helps payment providers deliver practical protection tied to how merchants actually run their businesses.
This helps strengthen merchant trust, support retention, and create a more complete protection story beyond PCI.
Pair merchant security services with:
PCI Apply for branded PCI program delivery
Website Compliance & Regulatory Protection for privacy and accessibility management
Merchant Protection & Coverage for fraud, breach, and financial protection services
Add Merchant Security to Your Protection Program
Help merchants protect the devices and systems they rely on every day while creating a stronger, more differentiated offering for your portfolio.
FAQ
Merchant Operations & Security helps merchants reduce operational risk tied to endpoint security, patch management, vulnerable systems, and day-to-day device protection.
Many small and mid-sized merchants do not have dedicated IT or security teams, making ongoing device protection and patch management difficult to manage consistently.
PCI compliance helps establish a security baseline, but it does not provide ongoing endpoint protection, patch management, or continuous device monitoring.
It gives payment providers a structured way to offer endpoint protection and maintenance services without building internal security infrastructure or managing every merchant issue manually.
It helps payment providers expand beyond PCI with practical security services that strengthen merchant trust, support retention, and create additional value-added revenue opportunities.